Privacy Policy & Legal Disclaimer
Legal Disclaimer
Andrews Insurance and Advisory provides general information on this website for educational and informational purposes only. Nothing on this site constitutes professional advice or a guarantee of coverage. All insurance policies are subject to the terms, conditions, and exclusions of the actual policy issued by the insurance carrier.
Coverage availability and pricing may vary by state, carrier, and individual circumstances. We do not solicit or offer insurance services in jurisdictions where we are not licensed.
Any quote or rate provided via this website is non-binding and does not constitute a policy or offer of coverage. Final approval and rates are determined solely by the underwriting guidelines of the insurance carrier.
Links or references to third-party sites or resources are provided for convenience and do not constitute an endorsement. Andrews Insurance and Advisory is not responsible for the content or accuracy of external websites.
By using this website, you agree to these terms and acknowledge that Andrews Insurance and Advisory is not liable for any errors or omissions in the content provided.
Privacy Policy
At Andrews Insurance and Advisory, we value your trust and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and protect your data when you visit our website or interact with us online.
Information We Collect
When you visit our website or submit information through contact forms, quote requests, or email, we may collect personal information such as your name, address, phone number, email address, and other details necessary to provide insurance quotes and services. We may also gather non-personal data such as your IP address, browser type, and usage statistics to help us better understand how visitors use our site and improve its performance.
How We Use Your Information
The information you provide is used to communicate with you, respond to your requests, provide insurance quotes, service existing policies, and improve your customer experience. We may share your information with licensed insurance carriers or trusted service providers for the sole purpose of fulfilling your request or managing your insurance needs. We do not sell or rent your personal information to third parties.
HIPAA and Health Information
If you submit health-related information for Medicare or other health insurance services, please be aware that this information may be considered Protected Health Information (PHI) under the Health Insurance Portability and Accountability Act (HIPAA). Andrews Insurance and Advisory takes the privacy and security of PHI seriously and complies with applicable HIPAA regulations. Your health information will only be used or disclosed for purposes of quoting, enrolling, or servicing your health or Medicare plan and only with your explicit consent, where required.
Cookies and Tracking Technologies
Our website may use cookies and similar technologies to enhance your browsing experience. These tools help us understand how visitors interact with our site and allow us to make improvements. You may adjust your browser settings to manage or disable cookies at any time.
Data Security
We take reasonable precautions to protect your personal information from unauthorized access, misuse, or disclosure. While we use appropriate technical and organizational measures, no internet transmission is completely secure. We cannot guarantee the absolute security of your information.
Third-Party Links
This website may contain links to third-party websites or resources. Andrews Insurance and Advisory is not responsible for the content or privacy practices of these external sites. We recommend reviewing the privacy policies of any third-party sites you visit.
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Your Consent
By using our website, you consent to the collection and use of your information as described in this Privacy Policy.
Policy Updates
This Privacy Policy may be updated periodically to reflect changes in our practices or applicable laws. Any changes will be posted on this page with a new effective date.